Your FSA or HSA can likely cover your Ted Kangaroo sensory products. Yet, many families leave this pre-tax money on the table simply because the reimbursement process feels confusing. We’re here to change that and help you keep more money in your pocket while getting the tools your child deserves. From a money point of view, HSA is pre-tax income, so you're saving about 30% on the cost of purchases alone. So just ask your OT or MD for a letter of medical necessity!
What is an LMN?
Your FSA/HSA provider will usually ask for a Letter of Medical Necessity (LMN). It’s a short form your doctor signs to confirm:
- ✓ You have a qualifying diagnosis
- ✓ The item is needed to manage symptoms
- ✓ It meets IRS requirements for FSA/HSA reimbursement
Common qualifying diagnoses (for reference only)
F84.0 Autism Spectrum Disorder
F90.0–F90.9 Attention Deficit Hyperactivity Disorder (ADHD)
F41.1 Generalized Anxiety Disorder
R20.9 Sensory Processing Difficulties/SPD
Other mood/regulation disorders (provider discretion)
Disclaimer: This list is for informational purposes only. Only a licensed medical provider (MD/DO/NP/PA/OT) can determine eligibility and sign the LMN.
Reimbursement Steps & Free LMN Template Download
Shop & Save Your Receipt
Purchase the sensory tool your child needs most, like the Sensory Soft Squeeze Seat or the Cloudbounce Ultra. After placing your order, you can usually log into your account to download and save your invoice/receipt, which includes the product name, purchase date, item price, and seller information (Ted Kangaroo).
Check with Your Provider
Ask specifically if they accept "manual reimbursement for non-certified merchants." Most do!
Download & Complete Your LMN
We’ve done the hard work for you. We have a ready-to-use LMN template written specifically for sensory products. Simply download it, fill in your child's details, and have your provider sign it.
Download the Ted Kangaroo LMN Template HereSubmit & Get Reimbursed
Submit your receipt along with the signed LMN to your FSA or HSA provider. Once approved, the funds will be returned to your account. That’s it!
Official IRS References
IRS Publication 502: Medical and Dental Expenses
IRS §213(d): Qualified Medical Expenses
Frequently Asked Questions
Q1: Can I really use FSA/HSA for sensory chairs, visual timers, and weighted vests?
Yes, but you need a Letter of Medical Necessity (LMN).
Q2: Why can't I find "Sensory Products" or "Special Needs" on the official IRS website?
Because IRS guidelines list medical principles, not specific brand or product names. IRS Pub 502 outlines that expenses to "mitigate, treat, or prevent" a medical defect are eligible under IRC §213(d). FSA/HSA administrators categorize these items internally under "Adaptive Equipment" or "Special Education Fees."
Q3: Do I need a separate LMN for every single item I buy?
No, you can bundle multiple items into one letter. Ask your doctor to include all potential tools (e.g., sensory chair, countdown timer, and weighted vest) in a single LMN.
Q4: What if my claim is denied?
A denial can be frustrating, but it does not always mean the request is over. Denials are common, and many families succeed after submitting additional documentation or filing an appeal.
